2026 Tax Year End Checklist

With only days remaining in the 2025/26 tax year, here is your "emergency" checklist to ensure you aren't leaving money on the table.

Maximize your £20,000 ISA Allowance

Any unused allowance is lost at midnight on April 5th. This includes Cash, Stocks & Shares, and Innovative Finance ISAs.

​Pension Contributions

You can generally contribute up to £60,000 (or 100% of your earnings) into your pension and receive tax relief. If you are a higher-rate taxpayer, this is the most effective way to reduce your 40% tax bill.

​CIS Subcontractors

Gather your deduction statements now! The sooner we file your return after April 6th, the sooner you receive your CIS Tax Refund. Ensure your contractor has verified you correctly to avoid the 30% "unregistered" rate.

Capital Gains Tax (CGT)

You have a £3,000 annual exemption. If you are planning to sell shares or assets, utilizing this allowance before April 6th can save you significant tax.

​Charitable Giving

Donations made via Gift Aid can reduce your taxable income—particularly useful if you are trying to stay below the £50,000 MTD threshold or the £100,000 Personal Allowance taper.